Debtor Finance
An alternative to the tradtional overdraft facility, Debtor Finance provides a flexible source of
working captial for small to medium businesses. A souce of finance that grows as your business grows,
Debtor Finance provides the following key benefits:
- No requirement for bricks and mortar security.
- Advances you up to 80% of invoice value within 24 hours of the invoice being raised.
- Provides immediate funds for growth.
- Allows creditors to be paid faster, earning prompt payment discounts.
- Means that GST obligations can be met on time.
- Removes real estate from supporting business debt.
When can Debtor Finance help?
- To facilitate a Management Buyout, Partnership break-up, Acquisition or financial restructuring.
- Opportunity to expand exists but the business is short of the necessary capital to take advantage.
- When additional equity in fixed assets is insufficient or not available.
- When the business has a large working capital requirement for stock and/or wages.
What sort of businessess is Debtor Finance suitable for?
- Businesses providing tangible goods or services to trade debtors on credit terms.
- SMEs in wholesaling, distribution, manufacturing, labour hire etc with annual sales in the range of $300k - $20m.
- Debts free of progress claims, contractual terms and penalties.
Why Property & Financial Solutions Debtor Finance?
- Independent - our lender is privately owned and operated and no affiliation with banks.
- Client focused - we are efficient, flexible and service oriented.
- Speed - a proposal within 24 hours of initial contact, approval within 3 working days of receipt of all supporting information, settlement within 10 working days of approval and acceptance by client.
- Specialists - our lender has in excess of 100 years experience in the debtor finance industry around the world.
- Successful - our lender is one of the largest independent debtor finance businesses in Australia with operation centres in every major capital city which allow us to be closer to our clients and their business needs, leading to a better funded facility.
- Flexible - we work with business owners to find a way to meet their needs but if our facility does not perform to your expectations you can move on with only one months notice and minimum pain.
- Confidential - our lender is able to offer confidential facilities which means that a client's customers need not know that a lender is involved. We utilise a unique proof of debt system which allows us to provide funding without the need to phone a client's customers.
Phone (02) 4227 1411 •
